Branch Manager Mike Christofaro
Vice President

VA, FHA, CONVENTIONAL AND RURAL HOUSING EXPERT

Mike Christofaro is a Washington, D.C. native, having grown up in Hyattsville, Md. He is a graduate of Archbishop John Carroll High School in Washington, D.C. and the University of Maryland in College Park. As a native to the Baltimore–Washington area, Mike is intimately familiar with the real estate business and community.

Since 1978, he has been a respected member of the home mortgage lending community. Mike joined Presidential Bank in April, 2000 and has managed the Beltsville location. Mike started his career with Colonial Mortgage of DC and has managed large mortgage offices for Perpetual Bank, Columbia 1st Bank, and American Home Funding.

Mike has worked in all areas of the Maryland, DC and Virginia housing markets and is an expert in home financing for the Veterans Administration (VA), the Federal Housing Administration (FHA), the Federal National Mortgage Association (FNMA) and the Federal Home Loan Mortgage Commission (FHLMC) and USDA (GUARANTEED RURAL HOUSING). He also works with grant and down payment assistance programs offered by the Federal Home Loan Bank Board and the Maryland Mortgage Program. His other areas of expertise are in new construction and renovation mortgages. Mike also has experience building and renovating homes over the last thirty years.

Mike's strengths range from working with first-time homebuyers to those "veteran" homebuyers purchasing their next home. Many of his clients are repeat customers that have utilized his services for many homes and refinances, because of his local expertise.


  • 10752 Rhode Island Avenue
    Beltsville, MD  20705

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  • 301-931-9500
  • 301-931-6690

  • 10752 Rhode Island Ave.
    Beltsville, MD 20705