PBM MORTGAGE INSIGHTS

Browse through our collection of blog posts on various mortgage topics to make informed decisions about your mortgage journey.

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Is a 15-Year or 30-Year Mortgage Right for You?

Choosing the right mortgage is a critical decision that can impact your financial future. Two of the most common mortgage terms are...

How to Budget for Holiday Spending While Applying for a Mortgage

The holiday season is a time for joy, giving, and celebration, but it can also be a time of financial stress—especially if you’re in the...

Mortgage Terminology 101: Key Terms Explained

Navigating the world of mortgages can be overwhelming, especially with all the jargon involved. At Presidential Bank Mortgage, we believe...

Understanding Homeowner Association (HOA) Rules: What You Need to Know

Buying a home in a community governed by a Homeowner Association (HOA) comes with its own set of rules, regulations, and fees. While...

Back-to-School Financial Strategies: How Smart Mortgage Planning Can Boost Your Education Savings

As summer draws to a close and the school year approaches, many families reevaluate their financial priorities. The back-to-school season...

Renting with Purpose: How to Strategically Transition to Homeownership

While renting is often seen as a temporary solution, it can also serve as a deliberate step towards achieving the dream of homeownership....

Stand Out and Secure Your Dream Home: Essential Tips for Crafting a Winning Offer

Navigating the real estate market can be challenging, especially when demand is high and competition is fierce. In such an environment,...

Mortgage Pre-Approval vs. Pre-Qualification: What's the Difference?

When you're ready to buy a home, especially as a first-time homebuyer, it's important to understand the difference between mortgage...

Demystifying Closing Costs: What Every Homebuyer Needs to Know

When you’re on the exciting journey of purchasing a home, one of the most crucial aspects to understand is closing costs. These fees can...

Debunking the Myth: Why Choosing the Lowest Interest Rate Isn't Always the Best Mortgage Choice

In the realm of mortgages, there's a pervasive myth: the lower the interest rate, the better the deal. While securing a low interest rate...

Renting vs. Owning: The Power of Stability

While renting offers flexibility, homeownership stands as a beacon of stability and security, especially in uncertain times. In this...

Self-Employment: Debunking Myths

The Myth: You Can't Get a Mortgage If You're Self-Employed One of the most common myths surrounding mortgages and self-employment is the...

Neighborhood Matters: The Hidden Key to Your Dream Home

When it comes to purchasing a new home, there's no denying that the process can be overwhelming. From selecting the right layout to...

Navigating the Mortgage Maze: 7 Essential Tips for Choosing the Right Lender

Buying a home is a significant milestone in anyone’s life, and securing the right mortgage lender is a crucial step in this process. With...

Appraisals: The Hidden Key to Successful Homebuying

For both buyers and sellers, understanding the role and significance of appraisals can mean the difference between a smooth transaction...

Home Inspections: Protecting Your Investment and Peace of Mind

Often dismissed or deemed unnecessary by some buyers, a comprehensive home inspection is, in fact, a vital safeguard.

Taxes & Homeownership: Debunking Myths

Owning a home is a significant milestone for many individuals. It symbolizes stability, investment, and a sense of belonging.

Mortgage Rates: Everything You Need to Know

Whether you're a first-time homebuyer or a seasoned investor, understanding how mortgage rates work is essential.

Mortgage Payments: Everything You Need to Know

One of the most significant aspects of homeownership is understanding your mortgage payment.

Renovation & Rehab Loans: Everything You Need to Know

Whether you're dreaming of a modern kitchen or simply want to enhance your living space, renovation loans offer a convenient solution.