PBM MORTGAGE INSIGHTS

As we enter 2025, the mortgage market continues to evolve, presenting both opportunities and challenges for homebuyers and homeowners....

As we step into 2025, many aspiring homeowners are setting their sights on achieving their dream of homeownership. At Presidential Bank...

Choosing the right mortgage is a critical decision that can impact your financial future. Two of the most common mortgage terms are...

The holiday season is a time for joy, giving, and celebration, but it can also be a time of financial stress—especially if you’re in the...

Navigating the world of mortgages can be overwhelming, especially with all the jargon involved. At Presidential Bank Mortgage, we believe...

Buying a home in a community governed by a Homeowner Association (HOA) comes with its own set of rules, regulations, and fees. While...

As summer draws to a close and the school year approaches, many families reevaluate their financial priorities. The back-to-school season...

While renting is often seen as a temporary solution, it can also serve as a deliberate step towards achieving the dream of homeownership....

Navigating the real estate market can be challenging, especially when demand is high and competition is fierce. In such an environment,...

When you're ready to buy a home, especially as a first-time homebuyer, it's important to understand the difference between mortgage...

When you’re on the exciting journey of purchasing a home, one of the most crucial aspects to understand is closing costs. These fees can...

In the realm of mortgages, there's a pervasive myth: the lower the interest rate, the better the deal. While securing a low interest rate...

While renting offers flexibility, homeownership stands as a beacon of stability and security, especially in uncertain times. In this...

The Myth: You Can't Get a Mortgage If You're Self-Employed One of the most common myths surrounding mortgages and self-employment is the...

When it comes to purchasing a new home, there's no denying that the process can be overwhelming. From selecting the right layout to...

Buying a home is a significant milestone in anyone’s life, and securing the right mortgage lender is a crucial step in this process. With...

For both buyers and sellers, understanding the role and significance of appraisals can mean the difference between a smooth transaction...

Often dismissed or deemed unnecessary by some buyers, a comprehensive home inspection is, in fact, a vital safeguard.

Owning a home is a significant milestone for many individuals. It symbolizes stability, investment, and a sense of belonging.

Whether you're a first-time homebuyer or a seasoned investor, understanding how mortgage rates work is essential.