PBM MORTGAGE INSIGHTS

Browse through our collection of blog posts on various mortgage topics to make informed decisions about your mortgage journey.

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Is a 15-Year or 30-Year Mortgage Right for You?

Choosing the right mortgage is a critical decision that can impact your financial future. Two of the most common mortgage terms are...

How to Budget for Holiday Spending While Applying for a Mortgage

The holiday season is a time for joy, giving, and celebration, but it can also be a time of financial stress—especially if you’re in the...

Preparing Your Home for the Market: Fall Maintenance Tips for Sellers

1. Clean the Gutters Leaves, twigs, and other debris tend to accumulate in gutters during the fall. Clogged gutters can cause water...

Fall into Homeownership: Why Fall Can Be the Perfect Time for Homebuyers

As the days get shorter and temperatures cool, many potential homebuyers might think the real estate market slows down in the fall. While...

Home Renovations That Add the Most Value to Your Property

When it comes to enhancing your home, not all renovations are created equal. While any improvement can boost your property’s appeal,...

Building Wealth Through Real Estate: How to Leverage Mortgages for Maximum Returns

Real estate has long been considered one of the most effective ways to build wealth. By leveraging mortgages, investors can amplify their...

Understanding Homeowner Association (HOA) Rules: What You Need to Know

Buying a home in a community governed by a Homeowner Association (HOA) comes with its own set of rules, regulations, and fees. While...

Back-to-School Financial Strategies: How Smart Mortgage Planning Can Boost Your Education Savings

As summer draws to a close and the school year approaches, many families reevaluate their financial priorities. The back-to-school season...

Smart Strategies for Investing in a Vacation Property

Dreaming of owning a vacation home? Whether it's a cozy cabin in the mountains, a beachside retreat, or a lakeside cottage, buying a...

Moving Tips: Relocating to a New State

Relocating to a new state can be an exciting yet challenging experience, especially when it comes to securing a mortgage. Here are some...

Renting with Purpose: How to Strategically Transition to Homeownership

While renting is often seen as a temporary solution, it can also serve as a deliberate step towards achieving the dream of homeownership....

Stand Out and Secure Your Dream Home: Essential Tips for Crafting a Winning Offer

Navigating the real estate market can be challenging, especially when demand is high and competition is fierce. In such an environment,...

Demystifying Closing Costs: What Every Homebuyer Needs to Know

When you’re on the exciting journey of purchasing a home, one of the most crucial aspects to understand is closing costs. These fees can...

Debunking the Myth: Why Choosing the Lowest Interest Rate Isn't Always the Best Mortgage Choice

In the realm of mortgages, there's a pervasive myth: the lower the interest rate, the better the deal. While securing a low interest rate...

To Pay Off or Not to Pay Off: The Great Mortgage Debate

Owning a home is a cornerstone of the American dream, but for many homeowners, the burden of a mortgage can loom large. It's a...

Renting vs. Owning: The Power of Stability

While renting offers flexibility, homeownership stands as a beacon of stability and security, especially in uncertain times. In this...

Self-Employment: Debunking Myths

The Myth: You Can't Get a Mortgage If You're Self-Employed One of the most common myths surrounding mortgages and self-employment is the...

Neighborhood Matters: The Hidden Key to Your Dream Home

When it comes to purchasing a new home, there's no denying that the process can be overwhelming. From selecting the right layout to...

Navigating the Mortgage Maze: 7 Essential Tips for Choosing the Right Lender

Buying a home is a significant milestone in anyone’s life, and securing the right mortgage lender is a crucial step in this process. With...

Appraisals: The Hidden Key to Successful Homebuying

For both buyers and sellers, understanding the role and significance of appraisals can mean the difference between a smooth transaction...