Sonia was educated in London, England where she studied marketing and sociology. After moving to the US she began her career in commercial banking in the Washington DC metro area. She spent several years as a Loan Officer, Branch manager and Mortgage Broker; helping people achieve their home loan goals. She strives to make each and every client feel confident and proud of the decisions they make and what they can accomplish. In her early days as a commercial banker, she financed everything from simple lines of credit to multi-million dollar commercial properties. She knows that each person’s situation is unique and deserving of personal attention. She is dedicated to providing the mortgage information and guidance needed to help you achieve your homeownership goals.

With more than two decades of mortgage lending and personal real estate investment experience Sonia has in-depth and expert knowledge to help you achieve your goals. Whether you are a first time buyer or you are buying property number 10 for your portfolio, each and every transaction is unique. In almost three decades of lending she is still euphoric when closing papers are signed and keys are handed to the new owners. When you become Sonia’s client, she’ll be your lender for life.  Over the years she has developed a referral base in most professional category. She’ll gladly shares this information with any client and all new clients are welcome to join the data base in whatever services or expertise that they offer. FHA, VA, Conventional, USDA Rural development, Renovation loans-203K , CDA, Investment properties, 2nd homes, First time buyers , she does it all! No loan is too large or too small.  Experience, Education, knowledge, local expertise, global exposure, analysis of applicant’s financial data for underwriting, in-depth review of credit and the collateral leads to the most important goal – LOAN APPROVAL.

Sonia and her husband of 38 years lives in Washington, DC and they love to travel. They have two children, a grandson and her “Third” child jade, her Shih Tzu. Sonia loves the beach and preparing gourmet meals. Sonia is well known for her open door thanksgiving dinners where all are welcome, no invitation needed. Sonia loves gardening and she has a green thumb, each season you can be sure she’ll share, a variety of herbs and fruits with neighbors and friends. She’s and active member of her church, working with the homeless and helping the unemployed.